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A Fixed Indexed Annuity (FIA) is a financial product designed for individuals seeking growth potential with protection. Unlike traditional fixed annuities, FIAs earn interest based on the performance of a stock market index, such as the S&P 500, while ensuring your principal remains protected from market downturns.
Key Benefits:
✅ Market-Linked Growth Potential – Earn interest based on index performance, with a cap or participation rate.
✅ Guaranteed Protection – Your principal is shielded from losses, even in a market decline.
✅ Tax-Deferred Growth – Earnings grow tax-deferred until withdrawal.
✅ Retirement Income – Optional riders may provide guaranteed lifetime income.
Fixed Indexed Annuities are ideal for those looking to balance growth and security in their retirement strategy.
MYGA (Multi-Year Guaranteed Annuity) annuities are a type of fixed annuity that offers a guaranteed interest rate for a specified period, typically ranging from 3 to 10 years. They provide a secure way to grow savings with tax-deferred interest accumulation, making them an attractive option for conservative investors seeking predictable returns. At the end of the term, policyholders can renew, withdraw funds, or convert the annuity into a stream of income. MYGAs are ideal for those looking for stability, protection from market volatility, and a reliable way to supplement retirement income.
Retirement planning can be overwhelming with the abundance of options for investing. An annuity, which is a financial product that provides a regular stream of income payments during retirement, may be the perfect solution for you. The experienced staff of Harbor Insurance will assess the options that are best-suited for your financial goals, and help you secure the plan that will provide the best return.
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Protect Your Health and Future Today! Contact Harbor Insurance to explore the best coverage options for long-term care, cancer, accident protection, and Medicare replacement plans. Our experts are ready to guide you through every step. Call us now or request a free consultation below!
I highly recommend Dave Fisher with Harbor Insurance. He made the process quick and painless with selecting a life insurance policy that would work the best and most affordable for my family and I. Now I can rest assured that if something happens to me, my family would be taken care of. If you don't have a current policy or are unhappy with your, he is a must call! You won't regret it!
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